Xin Nian Kuai Le! 新年快乐!!! Happy New Year to our Chinese and Chinoy friends and colleagues!
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My only warning though, is that I am not a feng shui expert or a geomancer or an astrologer and I'm merely using some personal finance concepts and a little bit of common sense. Although, I would say, I learned a little bit of the Chinese culture way back in college (ehem, enough said... this is not about reminiscing past relationships). =)
Anyway, here are my forecasts on money matters:
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"You will have lots of money this year...only if you start your iPon NOW!!!...and do it continuously and regularly"
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"It is bad luck to use credit cards... especially if you cannot pay the balance in full come due date."
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"Be careful in handling your expenses...especially if your income is not enough to cover them."
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"You will have money luck in 2013...especially if you learn how to budget, save and invest wisely."
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"For the married people with children, you will have more peace of mind for your family this year...especially if you have adequate health and life insurance."
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Geomancer, Joseph Chau, warned that there will be plenty of typhoons and earthquakes this year, as well as car accidents. So have you updated your home and car insurances too?
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"If you want more prosperity this year, make your money work harder for you and do not just leave them in savings accounts or time deposits for ages..."
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"For relationships to work, it will help if couples talk about money matters too and come up with a financial plan for their family's future. Money problem is always one of the leading causes of separations and break-ups."
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"To attract money, handle it with care and give back some to your community, charity or church."
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"Lastly, value more your faith, family, friendships, and health over money. After all, what will you do with your wealth if your a sick snake who stood up for evil and is all alone."
"Now the serpent was more crafty than any other beast of the field that the Lord God had made. He said to the woman, “Did God actually say, ‘You shall not eat of any tree in the garden’?” And the woman said to the serpent, “We may eat of the fruit of the trees in the garden, but God said, ‘You shall not eat of the fruit of the tree that is in the midst of the garden, neither shall you touch it, lest you die.’” But the serpent said to the woman, “You will not surely die. For God knows that when you eat of it your eyes will be opened, and you will be like God, knowing good and evil.” ... Genesis 3:1-24
Hope this helps.
Ge
Gerald Cantor is a Financial Adviser of Pru Life UK (www.prulifeuk.com.ph), a Financial Planning Advocate of Personal Finance Advisers Philippines Corporation (www.personalfinance.ph), a Registered Financial Planner graduate (www.rfp.ph), a Certified Public Accountant, a Certified Internal Auditor, a Son of Lourdes (LSM), and a La Sallian (Animo La Salle!). Ge is proud to be an ex-OFW, a "career-shifter", an entrepreneur, a baller, and most importantly, a "proud" dad of Gia and Clarie. You may e-mail him at geccantor@hotmail.com or visit https://www.facebook.com/iPon.ph for more of his iPon tips.